If you have been in a car accident, you may be wondering whether you should hire an attorney. You may wonder whether you would get more compensation, and whether it would justify the additional trouble and expense of seeking out an attorney. Your insurance company may even try to dissuade you from seeking out an attorney because they know you will get more compensation. cosiders these factors when making you decision whether or not to get experienced legal help.
Is It Likely That An Experienced Personal Injury Trial Lawyer Can Put More Money in Your Pocket?
For many it comes down to this simple question. If you have a serious injury what gives you the best chance of the highest compensation. You, unrepresented are stuck withthe insurance companies take it or leave it offer if you have no lawyer. Insurance company documents from Allstate say that in many cases they pay represented claims more than unrepresented. The insurance company wants to take in premiums and pay out as little as possible. Without the threat of a lawsuit if they lowball you , your are pretty much stuck taking what they offer.
Do You Understand What Your Claim Is Worth?
This is one of the first and most important questions you have to ask yourself about your car accident claim. Calculating the value of fair compensation is complicated, especially if you suffered a car accident injury that has led to lost wages, medical bills, and ongoing care. In addition, you may be eligible for compensation for pain and suffering, disability, and diminished quality of life.
If you have been offered a settlement that doesn’t cover your current bills, or barely covers them with little or no allowance for future expenses, it’s time to talk to an attorney.
Do You Have Time to Deal with the Insurance Company Without Making a Critical Mistake?
When you tell the insurance company their settlement offer is not adequate, they will likely start hassling you for more information.
They will ask you to repeat statements about the accident or your injuries. This is so they can use your own words against you.
They will ask you for permission to look at your medical records. One reason may be so they can claim that your injury is not due to the accident, but to a preexisting condition.
They may then ask you to discuss items in either your statements or your medical records. Repeatedly.
They may ask you to see doctors of their choosing to confirm your diagnosis of injury.
Or you may not hear from them for extended periods of time, even when they promised to get right back with you.
If you don’t have time and patience to deal with the insurance company, you should talk to an attorney.
Do You Understand How Insurance Companies Work?
Insurance companies have special procedures they use to limit your claims’ value. They may tell you that their settlement offer is the most they can give for an injury of your type. They may say you over treated. They may say your injuries are because you are old. They may claim that they have limited coverage for your accident. They may not tell you when the other driver has additional insurance coverage that can pay more for your claim. Ask them how much coverage the driver that harmed you has. They likely will not tell you.
One thing many adjusters will say is the offer is not going to get any better if you hire a lawyer. They will take 1/3 or more of your settlement so you will end up with less.
Unless you know how to refute these statements, you may need the help of an attorney to get maximum compensation.
Do You Understand the Law?
Insurance companies will often try to bully you because they know you don’t understand the law and know the options available to you in your case. They may try to string you along until the statute of limitations for your claim has expired and you can no longer file a lawsuit. They may claim that because you are at fault for your accident, you are not entitled to a settlement.
Unless you understand your rights under the law and how to use them ensure full compensation, you need the help of an attorney. And if you understand everything then you probably know that you need a lawyer for a significant damage case where there has been agony and affliction.
An Attorney Who Wants to Earn Your Trust
Anthony Castelli has been helping auto accident victims in Ohio and around Dayton for more than 30 years. His longevity depends on treating every client fairly and doing the very best he can for them, starting with an honest appraisal of your claim and whether he can help you to get more money.
Anthony Castelli has more than 30 years’ experience helping car accident victims in and around Dayton, Ohio. This page has given you some basic information about how an attorney can help, but the best way to learn how he can help in your case is with a free, no-obligation consultation. Anthony will only take your case if he feels chances are he can put more money in your pocket.
Anthnoy really does welcome your call.
It will cost you nothing and you are under no obligation.
You will get to speak to Anthnoy personally.